Use the Personal Fact Sheet document if: You want to organize personal and financial information for personal use or for use by someone who will need to handle your affairs if you are unable to do so or...

Vanguard Total International Bond ETF is subject to currency hedging risk, which is the chance that currency hedging transactions may not perfectly offset the fund’s foreign currency exposures and may eliminate any chance for afund to benefit from favorable fluctuations in those currencies. The fund will incur expenses